Update News:
Small Business Administration
Assistance and Programs available for COVID-19 Pandemic
SBA Paycheck Protection program
美國小商業管理局
PPP! 不裁員不減薪，政府幫你付工資！員工薪資保護計劃詳解來了.
https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp (English Information)
中文信息
申請時間：小企業和個人公司從4月3日起；獨立合同工和自我僱傭者從4月10日起。
貸款審批和發放機構：各地獲得美國聯邦小企業局授權的銀行，信用社和其它商業信貸機構。
薪資保護計劃-計劃詳解
https://recovery.chase.com/cares1/ppp-faqs
4/25/2020 Public Conference PowerPoint slides explain in detail of The SBA-Paycheck Protection program (PPP) and SBA - Economic Injury Disaster Loan Program (EIDL)
公開會議幻燈片- 詳細解釋信息 "PPP-薪資保護計劃"
和 "經濟傷害災難貸款計劃-EIDL"
申請截止期：2020年6月30日
注意啦, 申請人一旦在美國聯邦政府和得到聯邦保險的信貸機構的表格上提供虛假資料，就會可能面對5~30年的牢獄之災，或被罰款25~100萬美金。
需要上互聯網填寫貸款表格
填寫完表格後，“薪資保護計劃”必須通過您的銀行或所附列表中的任何銀行進行申請…
You may contact these banks 您可以聯繫這些銀行:
PPP Participating Lenders List -下載參與銀行名單
PPP Frequently Asked Questions - 閱讀此鏈接內容
Paycheck Protection Program (Interim Final Rules) - 薪資保護計劃（最近更新規則)
Other Online lenders / financial institutions are also accepting applications
其他互聯網貸款貸方/金融機構也正在接受申請…
https://www.berkshirebank.com/About/Whats-New/COVID-19-Customer-Update
https://www.kabbage.com/paycheck-protection-program-loans/
https://www.ondeck.com/resources/what-is-the-paycheck-protection-program
https://www.loanbuilder.com/ppp-loan-support
https://www.fundingcircle.com/us/paycheck-app-start/
https://www.kabbage.com/paycheck-protection-program-loans
https://www.bluevine.com/paycheck-protection-program/
https://www.fundingcircle.com/us/paycheck-app-start/
https://www.ondeck.com/covid19
https://getdivvy.com/covid-19/sba-ppp-loans/
https://www.kabbage.com/paycheck-protection-program-loans/
https://www.loanbuilder.com/ppp-loan-support
Secondary sites - to get put on Waiting list:
https://www.sba.gov/paycheckprotection/find
https://www.sba.gov/sites/default/files/articles/List_of_Mass_PPP_Lenders_Updated_4_13_20_1.pdf
https://www.citizensbank.com/small-business/paycheck-protection-program.aspx
https://www.leaderbizloans.com/
https://www.berkshirebank.com/About/Whats-New/COVID-19-Customer-Update
分享一下，美國小商業管理局的同事徐先生 John Xu 在報紙上發布了另一個常見問題解答，這將非常有幫助...請參見下面的內容...
申請填寫上需要幫助的朋友們，可掃描文章底部二維碼添加我們華商助理（微信號：huashangpa），助理將幫您與專業人員對接。
https://www.sba.gov/sites/default/files/articles/MC_A1-20-21_0.pdf
美國小型企業管理局新聞稿：提到貸款寬恕（即是可免還），如果在貸款發放之日後的8週內將所得款項用於雇員薪金成本去保持雇用和其他指定的企業運營支出（由於可能有高額申請，預計不超過貸款總額的25％，可免還的金額用作非薪資費用）。詳細說明請聯繫美國小型企業管理局。
US Small Business Administration Press Release: mentioned Loan forgiveness if proceeds used for payroll costs and other designated business operating expenses in the 8 weeks following the date of loan origination (due to likely high subscription, it is anticipated that not more than 25% of the forgiven amount may be for non-payroll costs).
Economic Injury Disaster Loan Program
Economic Injury Disaster Loan Program
The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
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Find more information on the SBA’s Economic Injury Disaster Loans at: SBA.gov/Disaster.
Please spend some time to listen to this Webinar hosted and recorded on 4/2/2020 - re: Direct help for Small Businesses impacted by COVID-19; it was in Both English and Chinese (Mandarin).
Due to LIVE recording, and many of the both speakers were connected via conference lines, so please excuse of microphone & speaker feedback and echo.
美國小商業管理局昨天開了一個公眾諮詢會，以下是錄音錄影，中英聯合講解資料。請到網站聽聽講解。
https://www.youtube.com/watch?v=9FpmI5JnBVs
由於實況錄音，並且揚聲器都是通過會議線路連接的，因此請原諒麥克風和揚聲器的反饋和迴聲。
